Free for what you type in.

The free one, in full — accounts, transactions, budgets, bills, chores, everyone in your household, and control over what each of them sees. It is the whole product as it stands, not a stripped version of it. The other two describe where this is going so you can say which you want; neither can be bought, by anyone, yet.

That it is free now, that it is being built while you use it, and that some of what comes next will be paid. Things will move. Some of it is unfinished. In exchange you get it free and your complaints reach the person writing the code, which stops being true later.

We are not going to promise a discount we haven't designed — a vague future deal is worth nothing and gets remembered as a broken one. Two things we will promise: what you use today stays free, and you will hear about any price from us before it applies to you, never from a card statement.

No, and they never will. A household is a family — charging by the person would mean deciding which child gets an account. One price covers everyone who lives there.

Because a connection is the part that costs us money, and we would rather charge $10 for one than $20 for three you don't need. Most households do their everyday banking in one place — that's the one that answers "where did it go". Cards and loans are a different question, and they're what Planning is sketched for — when it exists.

No — per household. Two parents and three children on one subscription is $10, the same as one person on their own. Charging by the person would mean deciding which child gets an account.

Not during early access, and never without warning. Nothing on this page can be bought yet. When something can, anyone invited before then hears the date from us first — and keeping what you already use costs nothing.

Everything you typed in stays yours and stays in the free product, indefinitely. Cancelling loses the bank connections, never the record of your money. There is no read-only purgatory and no countdown to deletion.

It isn't a trial with a clock on it. Typing your own numbers in — accounts, budgets, bills, chores — stays free, and you can use that for as long as you like. What costs money is what we build on top: connecting a bank, and some of what comes after. You'll know which before it does.

Neither is built, so this is about direction rather than a choice you have to make. Connected would do the same job as Free with less typing — your bank fills in what you spent. Planning does a different job: it looks forward. What's left after the bills land, which debt to attack, whether the savings goal is realistic. One records, the other predicts.

Because it's early, and a household's money is not the thing to be casual about. Invitations go out in small batches so problems reach a few people rather than everyone.

Ask us and we'll send it. An export button isn't built yet — the honest version of that answer is that a person does it by hand today.